Where and How Should I Invest My Money?

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The below are 5 areas to invest with percentage based on initial investment.

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1. Emergency Fund - 20%

   • Recommend you put this in a high-interest savings account to be backed by the ​FDIC such as the one offered by Ally Bank.

2. Freedom Fund - 30%​

   • This should be put in low-cost index funds from Betterment and/or Wealthfront​ for high growth potential.

3. LongTerm Savings​ - 10%

   • A company matched 401k or Roth IRA​ from Vanguard.

4. Real Estate or a Business - 30%​

   • Real estate or starting your own business can be a great investment. If you are less risk orientated invest in crowd-funded real estate or REITs from ​Fundrise or RealtyMogul.

5. High-Risk Speculation - 10%​

   • My favorite right now is Bitcoin and Cryptocurrency. Buy Bitcoin on Coinbase to get started.​

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As an example, if I had $10,000 to invest my breakdown would look like the below:

1. Emergency Fund - $2,000

2. Freedom Fund - $3,000

3. LongTerm Savings - $1,000

4. Real Estate / Business - $3,000

5. High-Risk - $1,000

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Here are some videos to help you further...